Filing for bankruptcy in the District of Oregon is complicated. The information provided here only
addresses issues in very general and broad terms. You should consult an attorney with regard to
your rights and protections under the Bankruptcy Code. You may talk to a bankruptcy attorney
directly anytime from 8:00 a.m. - 5:00 p.m. Monday-Friday at (503) 228-0893 in the Portland area
and Monday-Friday 8:00 a.m. - 5:00 p.m. at (541) 942-4468 in the Eugene area.
In exchange for protection from your creditors and elimination of your debts under the Bankruptcy
Code, you must either surrender certain amounts of property that are over and above exemption
limits in Chapter 7, or keep all of your property and make payments to your creditors over a 3-5
year period in Chapter 13. Approximately 80% of the people who file for bankruptcy protection in
Oregon file a Chapter 7 petition.
addresses issues in very general and broad terms. You should consult an attorney with regard to
your rights and protections under the Bankruptcy Code. You may talk to a bankruptcy attorney
directly anytime from 8:00 a.m. - 5:00 p.m. Monday-Friday at (503) 228-0893 in the Portland area
and Monday-Friday 8:00 a.m. - 5:00 p.m. at (541) 942-4468 in the Eugene area.
In exchange for protection from your creditors and elimination of your debts under the Bankruptcy
Code, you must either surrender certain amounts of property that are over and above exemption
limits in Chapter 7, or keep all of your property and make payments to your creditors over a 3-5
year period in Chapter 13. Approximately 80% of the people who file for bankruptcy protection in
Oregon file a Chapter 7 petition.
Frequently Asked Questions
1. Do I qualify for bankruptcy?
2. Which Chapter should I file under?
3. Can I keep my house and car if I file for bankruptcy?
4. How long will a bankruptcy be on my credit report?
5. Is filing a Chapter 13 more favorable to my credit rating than filing a Chapter 7?
6. Does filing for bankruptcy stop a lawsuit or garnishment?
7. Can I continue to pay on certain debts even though I file for bankruptcy?
8. How long does the bankruptcy process take?
9. Do I have to go to court when I file for bankruptcy?
10. How long will it take to repair my credit after filing for bankruptcy?
11. Will filing for bankruptcy prevent me from getting an apartment?
12. I filed for bankruptcy before, can I do it again?
13. What if I'm over the limit on one exemption, can I still file for Chapter 7?
1. Do I qualify for bankruptcy?
2. Which Chapter should I file under?
3. Can I keep my house and car if I file for bankruptcy?
4. How long will a bankruptcy be on my credit report?
5. Is filing a Chapter 13 more favorable to my credit rating than filing a Chapter 7?
6. Does filing for bankruptcy stop a lawsuit or garnishment?
7. Can I continue to pay on certain debts even though I file for bankruptcy?
8. How long does the bankruptcy process take?
9. Do I have to go to court when I file for bankruptcy?
10. How long will it take to repair my credit after filing for bankruptcy?
11. Will filing for bankruptcy prevent me from getting an apartment?
12. I filed for bankruptcy before, can I do it again?
13. What if I'm over the limit on one exemption, can I still file for Chapter 7?
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Discount Bankruptcy Legal Services
Michael A. Day, LLC, Attorney at Law
Michael A. Day, LLC, Attorney at Law
| We Are A Debt Relief Agency. We Help People File for Bankruptcy Relief Under The Bankruptcy Code. |
| Discount Bankruptcy Legal Services |
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